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How Bankruptcy.AI Works
A guided, attorney-supervised workflow that takes clients from initial inquiry to filed petition — with intelligent automation handling the repetitive tasks at every step.
Bankruptcy.AI provides platform tools to support attorneys — it does not provide legal advice.
The Workflow
From First Inquiry to Filed Petition
Our platform guides both attorneys and clients through a structured, attorney-supervised process — ensuring nothing falls through the cracks at any stage of the case.
Initial Client Intake
Clients complete a guided intake questionnaire that captures all information needed to assess eligibility and begin case preparation.
- AI-assisted questionnaire walks clients through every required topic
- Real-time validation flags incomplete or inconsistent answers
- Clients can complete intake at their own pace, on any device
Document Collection
The platform automatically identifies and requests every document needed based on the client's specific situation.
- Personalized document checklist generated from intake responses
- Automated reminders sent until all required documents are received
- Secure document upload portal accessible from any device
AI-Assisted Analysis
The system analyzes client data, runs means test calculations, and identifies key issues for attorney review.
- Means test calculated using current census income data
- Exemption analysis based on applicable state law
- Potential issues flagged for attorney review before proceeding
Attorney Review & Strategy
A licensed attorney reviews all case data, confirms eligibility, and develops filing strategy before any documents are prepared.
- Full attorney review of intake data and supporting documents
- Eligibility confirmation and chapter recommendation
- Exemption strategy and asset protection planning
- Client consultation to review findings and answer questions
Schedule & Form Preparation
Bankruptcy schedules and required forms are pre-populated from intake data and attorney review, ready for final attorney sign-off.
- All required schedules populated from verified intake data
- Statement of Financial Affairs completed and reviewed
- Means Test form prepared with calculated results
- Attorney reviews and approves all documents before filing
Filing & Court Submission
The completed petition is filed with the appropriate bankruptcy court, and the automatic stay goes into effect immediately upon filing.
- Electronic filing with the bankruptcy court via CM/ECF
- Automatic stay takes effect immediately, stopping creditor actions
- Case number assigned and 341 Meeting of Creditors scheduled
Post-Filing Case Management
The platform tracks all deadlines, creditor communications, and required filings throughout the case.
- Automated deadline tracking for all court-required filings
- Creditor claim monitoring and objection management
- Client updates on case status at every milestone
Discharge & Case Closure
Once all requirements are met, the discharge order is entered and the case is closed — giving clients the fresh financial start they came for.
- Discharge order entered by the court
- Client receives guidance on credit rebuilding and next steps
Important Note
Every step of this process is supervised by a licensed bankruptcy attorney. Bankruptcy.AI provides the platform tools — the legal work, judgment, and representation are always handled by your attorney.
Why It Matters
Better Outcomes for Clients and Attorneys
Faster Case Preparation
Automated data collection and form population dramatically reduce the time from intake to filed petition.
Complete Transparency
Clients always know where their case stands — no more unanswered questions or status anxiety.
Fewer Errors
Validated intake data and automated cross-checks reduce the documentation errors that can delay or jeopardize cases.
Attorney-Quality Results
Every case is supervised by a licensed attorney — ensuring legal accuracy and compliance at every step.
Consistent Process
Standardized workflows ensure every client receives the same high-quality process regardless of which staff member handles their intake.
Ethical Compliance
Platform workflows are designed around court rules and professional responsibility standards to protect both clients and attorneys.
See Bankruptcy.AI in Action
Schedule a demo or reach out to learn how our platform can support your bankruptcy practice.