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Two Products. One Integrated Platform.
Bankruptcy.AI is building a two-product ecosystem designed to modernize every stage of bankruptcy case preparation — from client intake to filed petition.
The guesswork
is gone.
One journey for clients and their lawyers — from the first hello to the fresh start. Logic and gates at every step. Betty does the heavy lifting. Your attorney makes every call. You just breathe.
Every 52 seconds, an American household files for bankruptcy protection.
Source: Administrative Office of the U.S. Courts, 12-month period ending June 30, 2026, and calendar-year 2025 report. A multi-billion-dollar corner of American law — still run, at most firms, on guesswork and PDFs.
Clients first. Every step engineered.
This is the journey — for clients and for lawyers. The client walks a calm, guided path. Underneath it, logic and gates make sure every matter is handled by the correct rules, in the correct jurisdiction, with nothing left to memory.
Say hello
Talk to Betty or to our team — no forms-first cold start. From the very first interaction, whether Betty asks or a client answers, the system is already working.
The questionnaire that thinks
Plain-English questions, one at a time. No legal homework. Every answer routes through logic gates that decide what matters, what doesn't, and what to ask next.
Documents, without the chase
Paystubs and bank statements arrive on their own — our Plaid partnership pulls them straight from the source, and creditor information is gathered for you.
Readiness, proven
Betty reads every document and checks every number. An account not disclosed, a creditor left out, that one deposit from five months ago — found, explained, fixed.
Gates, then filing
Before anything is filed, the case passes through several gates of review — all managed by attorneys. For clients, it feels effortless. Because it should.
Filed → 341 → fresh start
The moment a case is filed, the countdown is already mapped: your likely hearing window, your document list, your deadlines — well in advance. And if a date gets close, Betty is kind enough to remind you.
Logic and gates, every step of the way.
No calculators to fiddle with. No tools to misuse. The intelligence is built into the journey itself — so client matters are handled properly, automatically, and attorneys review cases in minutes instead of hours.
The right rules, from the first answer.
Our questionnaire determines jurisdiction and exemptions right off the bat — so every analysis that follows is built on the correct law, and attorneys can review their cases quickly.
Moved to your state less than two years before filing? Don't worry — we track it. Betty applies the 730-day domicile rule (and the 180-day lookback behind it) automatically, and knows the exact day an exemption scheme changes.
More business debt than consumer? Betty already knows.
The moment the debt picture forms, Betty totals it, classifies it, and flushes out a non-consumer case at lightning speed — before anyone spends an hour running a means test that never applied.
The analysis re-routes itself. The attorney sees the call, the math behind it, and signs off. That's the whole point: the guesswork is taken out.
Documents that fetch themselves.
We've partnered with Plaid so paystubs and bank statements come straight from the source — every page, every month, the full six-month window. Creditor information is gathered the same way: automatically.
Everything lands in a court-grade vault: versioned, hash-logged, and nothing is ever deleted. A replaced document is superseded, not destroyed. Duplicate uploads? Caught byte-for-byte.
Every document read. Every number checked.
Betty reads the whole file — statements at the transaction level — and answers the only question that matters, first: can we formalize the petition today?
An account that wasn't disclosed. A creditor left off the schedules. That one deposit from five months ago, back when you had the part-time job. Don't worry — we catch it, we fix it, and we make sure it's proper. A gap is a labeled state, never a blank.
Undisclosed account. Transfers to a Venmo balance surfaced in the statement scan. → Added to Schedule A/B, statements pulled, disclosed.
Creditor left out. Plaintiff in a pending suit was missing. → Added to schedules, cross-referenced to the lawsuit on the Statement of Financial Affairs.
$612 deposit · 5 months ago. Source-matched to a two-week part-time job. → Income disclosed, CMI recomputed, schedules footnoted. Proper.
Gates, not guesswork.
When a case moves toward filing, it passes through several gates of review — all managed by attorneys. Each gate has a bar to clear, and the system holds the record of what cleared it, when, and on whose sign-off.
For clients, none of this machinery is visible. It just feels effortless — the way it should feel when professionals are in command of the details.
Intake & identity verifiedID, counseling certificates in window, conflicts clear
Jurisdiction & exemptions lockedVenue, domicile rule, correct scheme applied
Documents completeCoverage matrix clean · every account, every month
Analysis checkMeans test, schedules reconcile to source documents
Pre-signing readiness"Can we formalize today?" — R-1 answer: YES
Attorney pre-filing sign-offFinal human review — then, and only then, filed
We know when your hearing is coming. Before the notice does.
We're setting the standard on trustee documents. Our projection model reads each trustee's actual calendar patterns and tells you when a 341 hearing is likely to land — so clients get their document lists and deadlines well in advance, not in a panic.
Every deadline computes from the earliest candidate date — early costs nothing, late costs the client. And if you start to get close, Betty will be kind enough to remind you.
Chapter 13, made a breeze.
Chapter 13 is the more complicated corner of this law — plans, payments, confirmation, five years of moving parts. We built a dedicated engine for it, with the same notion behind everything we do: Betty stays ahead of the game.
Candidacy · clear from intake
Plan funding · every element satisfied
Where every plan dollar goes · month one
Not in our jurisdiction? Give us a week.
Betty trains on any jurisdiction and any trustee's preferences — exemption schemes, local forms, document expectations, scheduling patterns. Rules live in a governed rules store, never in anyone's memory. And every filed case sharpens her.
◈ Exemption & venue engine
State schemes, opt-outs, the 730-day rule, homestead nuance — encoded per district and versioned like law should be.
◈ Trustee preference profiles
Each trustee's document expectations, scheduling patterns, and meeting logistics — learned, stored, and updated with every official notice.
◈ A governed rules store
Thresholds, windows, and validity periods come from the live rules store — never from memory, never from a stale PDF. When rules disagree, that's a finding, not a coin flip.
◈ Attorneys in command
Betty drafts; she never sends. Every client-facing word, every filing, every judgment call carries an attorney's sign-off. That's not a limitation — it's the design.
Unwavering support.
Embracing AI.
Built by bankruptcy attorneys. Run with Betty. Designed so relief feels like relief.
Bankruptcy.AIAutomated Client Document Gathering for Bankruptcy Attorneys
BKDocs.ai is our first product — an AI-powered platform that automates the most time-intensive parts of bankruptcy case preparation. It handles client document gathering, bank statements, financial reports, creditor information, and full schedule automation, so attorneys can focus on the law.
Built by attorneys who have managed high-volume bankruptcy practices, BKDocs.ai reflects how real firms actually work — and automates the steps that slow every case down.
Get Early Access →Automated Document Gathering
Clients complete guided intake and BKDocs.ai automatically collects bank statements, pay stubs, tax returns, and all required documents — no chasing required.
Bank Statements & Financial Reports
Clients connect bank accounts via Plaid for instant statement retrieval. Financial summaries and reports are generated automatically for attorney review.
Creditor Information
Automated credit report pull builds a complete creditor matrix — names, balances, account numbers, and addresses pre-populated for all required schedules.
Full Case Automation
From intake through schedule population, the entire document preparation workflow is automated — reducing preparation time from days to hours.
Attorney Workflow
Role-based access and review workflows designed for attorneys, paralegals, and support staff.
Secure Client Portal
Clients upload documents and communicate through a secure, mobile-friendly portal.
Two-Product Roadmap
BKDocs.ai — Version 1 Bankruptcy.AI — Coming Next.
BKDocs.ai is our first version — launching soon with automated document gathering, creditor information, bank statements, financial reports, and full case automation. Bankruptcy.AI will extend the platform to cover the full case lifecycle.
01
Intake & Analysis
Client-facing intake, means test, and eligibility assessment.
Bankruptcy.AI — Live
02
Document Preparation
Schedule population, form generation, and attorney review.
Bankruptcy.AI — Live
03
Filing & Court
Electronic filing, automatic stay, and court communication.
Bankruptcy.AI — Live
04
Case Management
Post-filing tracking, client updates, and discharge management.
Coming Soon
Bankruptcy.AIThe Full Case Lifecycle, Automated
Bankruptcy.AI will be the complete platform layer that sits above BKDocs.ai — extending automated workflows to every stage of bankruptcy representation, from first contact through post-discharge follow-up.
Built on the same attorney-first principles as BKDocs.ai, the Bankruptcy.AI platform will give law firms the tools to scale their practices without sacrificing quality or compliance.
Full Case Lifecycle Management
Track every case from intake through discharge in a single unified interface.
Intelligent Client Communication
Automated status updates, reminders, and document requests — no more manual client chasing.
Advanced Analytics
Firm-wide performance metrics, case outcome tracking, and operational insights.
Deadline Management
Automatic court deadline tracking with alerts for attorneys and support staff.
Creditor Management
Automated creditor matrix population, claim monitoring, and objection management.
Electronic Filing Integration
Direct CM/ECF integration for seamless electronic filing with bankruptcy courts.
Post-Filing Tracking
Automated monitoring of trustee actions, creditor filings, and court orders.
Multi-Chapter Support
Full support for Chapter 7, Chapter 13, and business bankruptcy matters.
Fee Management
Integrated billing, payment plans, and fee agreement management.
Compliance Monitoring
Continuous compliance checks against court rules and professional responsibility standards.
Multi-Location Support
Manage cases across multiple offices and jurisdictions from one platform.
API & Integrations
Connect with existing practice management, accounting, and document storage systems.
Who It Serves
Designed for Every Role in a Bankruptcy Practice
Attorneys
Review-ready cases, attorney-supervised workflows, and legal accuracy at every step.
Paralegals
Structured intake tools and checklists that eliminate guesswork and reduce rework.
Clients
A clear, guided process with transparent communication from intake to discharge.
Firm Administrators
Operational visibility, performance metrics, and scalable workflow management.
Get Early Access to Bankruptcy.AI Platform
Join the early access list and be among the first to use the complete Bankruptcy.AI case management platform.